Startup Cyber Insurance

Startup cyber insurance is not a common consideration as an entrepreneur sets out in to the marketplace. After all, data breaches are always thought of as someone else’s problem. But many business people soon realize that the concerns and possible fears are realistic. The need for cyber insurance is unfortunately getting credible publicity. The notion…

Cyber Insurance Coverage

Cyber insurance coverage is a new phenomenon and seldom do courts deal with such.  But as the events occur with frequency, cyber incidents are indeed getting attention.  They are getting the attention of insurance carriers as well.  Two cases stand out that have set a precedent. Travelers Indem. Co. of Am. v. Portal Healthcare Sols.,…

Data Breach Notification and the Ransomware HIPAA Question

Notification of a data breach is a worrisome step of any governmental entity, association, medical office, law office, data management entity, and even of a school or university. The provisions that attempt to address this progressing act of cyber attempts to acquire data, of any sort, are evolving.   An initial reaction to an incident is…

Data Breach Insurance

Data breach insurance is becoming a growing concern and a topic for businesses to address their risk management administrative panoply. Considerations may sway a business towards a third-party insurance coverage or a first-party insurance coverage or both depending on the services provided.  Previously posted writing regarding the cyber insurance needs, we discussed the limits that…