Startup Cyber Insurance

Startup cyber insurance is not a common consideration as an entrepreneur sets out in to the marketplace. After all, data breaches are always thought of as someone else’s problem. But many business people soon realize that the concerns and possible fears are realistic. The need for cyber insurance is unfortunately getting credible publicity. The notion…

Cybersecurity Term Use

Cybersecurity term use may not be as clear as it is used in every day conversation.  Cybersecurity as a term has been bouncing around by many without carefully determining what it encompasses.  The same can be said of ‘data security,’ it’s sibling.  From an operational aspect advising client it is important that there be clear…

Consumer Data Privacy

Consumer data privacy concerns have taken a prominent position among the list of concerns over our economy and laws. We all hear about digital data privacy needing protection and we also read about the events that have led to infringements of consumer data privacy on the occurrence of data breaches.  Essentially, privacy is desired by all. …

Cyber Security Claims Can be Deceptive

Cyber security is increasingly a reported issue in the news.  How entities report their cyber incident, depends on their own preparedness and willingness to confront unacknowledged vulnerabilities.  At times it is a matter of employee negligence, lack of training, failure of the entity to have in place stop-gaps and a detection process.  Cyber security incident…

Internet Cybersecurity and Data Security

Internet news events are reported daily about computer abuse, hacking, data theft and malware, nationally and internationally.  The concept of cybersecurity, as a term, appears bounced around by writers, scholars, politicians, and news media, short of carefully determining what it encompasses and how cybersecurity relates to the Internet.  Around the world the term is used…

Cybersecurity Rule Setting the Mark

Cybersecurity rule ideas, so far, have been piecemeal throughout the United States despite the numerous efforts.  Opposite to the European Union’s efforts through their General Data Protection Regulation (GDPR) initiative, in the U.S. we have no such thing.  We do have bolstering amendments to Gramm-Leach-Bliley Act, embodied in the Consumer Data Security and Notification Act…

Cyber Security Claims

Cyber security claims are seldom tempered with an entities acknowledgement of its insecurity of electronically stored information (ESI) and its handling of consumer personal identifying information (PII).  Their efforts and planning executed, though they may be diligent, cannot anticipate cyber incidents and breach incidents nor should their efforts to prevent them be overstated.  All attention…

Data Breach Notification and the Ransomware HIPAA Question

Notification of a data breach is a worrisome step of any governmental entity, association, medical office, law office, data management entity, and even of a school or university. The provisions that attempt to address this progressing act of cyber attempts to acquire data, of any sort, are evolving.   An initial reaction to an incident is…

Data Breach Insurance

Data breach insurance is becoming a growing concern and a topic for businesses to address their risk management administrative panoply. Considerations may sway a business towards a third-party insurance coverage or a first-party insurance coverage or both depending on the services provided.  Previously posted writing regarding the cyber insurance needs, we discussed the limits that…

Computer Abuse by Password Sharing

Computer abuse can occur by the simple act of password sharing to gain access to a computer and its network. Password sharing for use of a computer is seldom realized as a wrongful use.  It is as well not realized by many account holders that sharing their account passwords or access passwords is as well…